Every loan we approve is signed off by a real human โ a Nigerian professional who understands the market, respects your hustle, and answers when you call. Meet the leadership and specialists working behind the scenes to keep your business moving.
Habeeb Fasuyi · Founder & Chairman
Habeeb Fasuyi is a distinguished entrepreneur and founder/chairman of a diverse group of companies in the United States and Nigeria, his country of origin. He holds a Master of Business Administration (MBA) degree and is a Certified Public Accountant (CPA).
Habeeb Fasuyi · Founder & Chairman
In the United States, Habeeb spearheads financial services companies, including Ultimate Tax Relief and Sharf Pointer Financial Services. Through these entities, he provides essential financial education, accounting, business advisory, tax compliance, and resolution services to the community. Additionally, he founded SP Driving Academy, a driving school established with the mission of giving back to the community by ensuring safety among teenagers on the road. This initiative reflects Habeeb's commitment to community development and his dedication to creating a safer environment for future generations.
Habeeb Fasuyi · Founder & Chairman
In Nigeria, Habeeb Fasuyi owns a thriving microfinance institution and tax consulting firm. These ventures offer financial empowerment and tax audit/resolution services to local business owners, contributing to the economic growth and development of the community.
Habeeb Fasuyi · Founder & Chairman
As a renowned entrepreneur and intellectual, Habeeb has made significant contributions to both his US and Nigerian communities. His commitment to community development, financial education, and road safety has positively impacted numerous lives. He is happily married and blessed with wonderful children.
Leadership
Habeeb leads Option Financial Services and sets the direction of the business โ from how we price our loans to how quickly a customer hears back from us. He is closely involved in every major credit decision.
“Every loan we approve is a business we chose to believe in.”
Legal
Bankole advises the business on loan documentation, compliance and customer protection, making sure every agreement we ask you to sign is clear, lawful and fair.
“A fair agreement protects both sides โ that is the point.”
Operations
Edunwale oversees day-to-day operations across our lending desks โ application review, disbursement and repayment follow-up โ so a signed offer turns into funds without delay.
“Speed is a promise we keep every single day.”
Finance
Ruqayah keeps the books tight and the lending float healthy. She handles reconciliations, repayment postings and management reporting so every naira we lend can be accounted for.
“Clean books are how we keep our promises.”
Finance
Wasiu keeps our financial records accurate and up to date โ handling postings, reconciliations and management reports so every naira we lend and recover is properly accounted for.
“Accurate books make fair decisions possible.”
Credit Control
Raymond supports credit scoring and customer analytics, helping the team spot risk early and identify the businesses that are ready for a larger facility.
“Behind every number there is a real business.”
Inside the credit room
Our credit committee meets every working day. Files are discussed openly, questions are asked out loud, and the officer who knows your business sits in the room to speak for it. That is why a well-prepared application can move from submission to disbursement in days rather than weeks.
Every relationship manager lives and works in the Lagos markets they serve โ from Ikeja to the mainland and island โ so they understand the cash-flow rhythm of your street, market, or estate.
You are assigned one relationship officer for the life of your loan. No call-centre queues, no bouncing between departments โ just a direct WhatsApp line to a real person.
Our credit and operations teams complete quarterly training on responsible lending, CBN compliance, and customer protection so your funds are always in trained hands.
Relationship officers, credit analysts, and customer support agents โ send your CV to our HR desk and we will get back within a week.
