We value your time. Get approved and funded without delay.
When you choose Option Financial Services, you're choosing more than a loan—you’re choosing peace of mind, partnership, and a pathway to success.
When you choose Option Financial Services, you're choosing more than a loan—you’re choosing peace of mind, partnership, and a pathway to success.
Let’s build your financial future—together.
At Option Financial Services, we believe access to finance should be simple, flexible, and empowering. Founded with the vision to support individuals and businesses in reaching their financial goals, we provide a range of tailored loan solutions that meet real-world needs—from quick daily loans to strategic LPO financing.
We’re more than just a loan company—we’re a financial partner committed to walking with you every step of the way.
To provide fast, flexible, and responsible financial services that help individuals, traders, and businesses unlock opportunities and achieve financial growth.
To become the most trusted and customer-centric loan provider across Africa, redefining how people access and experience finance.
To provide fast, flexible, and responsible financial services that help individuals, traders, and businesses unlock opportunities and achieve financial growth.
To become the most trusted and customer-centric loan provider across Africa, redefining how people access and experience finance.
Our minimum loan amount is N50,000 and a Maximum amount of N50,000,000. Both depend on the borrower’s repayment capacity assessed based on verifiable business inventory and other criteria.
To access our loan facility, you must have a business, the location must be within our bank’s lending area (Lagos state, Oyo state and Ogun state) and it must have been in existence within a specific period
It doesn’t take longer than it ought to as long as the necessary requirements are adequately met (less than 3 working days).
Our interest rate differs depending on the loan amount. However, it is very competitive
No fee or mandatory account opening is required before you can get a loan from us, just fill the online Application, our Team will contact you
We’re more than just a loan company—we’re a financial partner committed to walking with you every step of the way.
©2022, Option Financialservices.com