Option Financial Services: Your best Option for Your Financial Breakthrough
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Daily Loan solution is right at your door step

1. Refer-a-Friend: Earn ₦5,000 for every successful referral.
2. Loyalty Program: Get exclusive benefits and discounts on subsequent loans.
3. Business Support: Access to business training and mentorship programs.

Quick Cash When You Need It Most

At Option Financial Services, we understand that sometimes, petty traders need urgent financial needs to boost their daily business. That’s why we created our Daily Loan product: fast, flexible, and designed to give you financial relief without stress.

Quick Cash When You Need It Most

OFS

At Option Financial Services, we understand that sometimes, petty traders need urgent financial needs to boost their daily business. That’s why we created our Daily Loan product: fast, flexible, and designed to give you financial relief without stress.

OFS

💡 What is a Daily Loan?

A Daily Loan is a short-term loan solution designed for individuals, traders, and micro-businesses who need immediate access to funds and prefer to repay in small, manageable daily installments.

🏆 Why Choose Our Daily Loan?

🔐 Loan Features

  • Loan Amount: ₦100,000 – ₦500,000
  • Tenure: 10 to 20 days
  • Interest Rate: Competitive daily rate
  • Collateral: None (for eligible applicants)
  • Disbursement Time: Within 24 hours

💡 What is a Daily Loan?

A Daily Loan is a short-term loan solution designed for individuals, traders, and micro-businesses who need immediate access to funds and prefer to repay in small, manageable daily installments.

🏆 Why Choose Our Daily Loan?

🔐 Loan Features

  • Loan Amount: ₦100,000 – ₦500,000
  • Tenure: 10 to 20 days
  • Interest Rate: Competitive daily rate
  • Collateral: None (for eligible applicants)
  • Disbursement Time: Within 24 hours

📋 Who Can Apply?

  • Market women and traders
  • POS agents and small business owner.
  • Anyone with verifiable daily income
daily loan

✅ Requirements

  • A valid means of identification
  • Bank Verification Number (BVN)
  • Proof of income or cash flow
  • Active bank account
  • Passport photograph
  • Business location (if applicable)
daily loan

📱 How to Apply

1. Click the “Apply Now” button below
2. Fill out the simple loan application form
3. Submit your supporting documents
4. Get approved and receive your funds—fast!

Our minimum loan amount is N50,000 and a Maximum amount of N50,000,000. Both depend on the borrower’s repayment capacity assessed based on verifiable business inventory and other criteria.

  • Business Loa
  • Salary Loan
  • Daily LOan
  • Weekly Loa
  • Montly Loan

To access our loan facility, you must have a business, the location must be within our bank’s lending area (Lagos state, Oyo state and Ogun state) and it must have been in existence within a specific period

It doesn’t take longer than it ought to as long as the necessary requirements are adequately met (less than 3 working days).

Our interest rate differs depending on the loan amount. However, it is very competitive

No fee or mandatory account opening is required before you can get a loan from us, just fill the online Application, our Team will contact you