1. Refer-a-Friend: Earn ₦5,000 for every successful referral.
2. Loyalty Program: Get exclusive benefits and discounts on subsequent loans.
3. Business Support: Access to business training and mentorship programs.

1. Refer-a-Friend: Earn ₦5,000 for every successful referral.
2. Loyalty Program: Get exclusive benefits and discounts on subsequent loans.
3. Business Support: Access to business training and mentorship programs.

At Option Financial Services, we understand that sometimes, petty traders need urgent financial needs to boost their daily business. That’s why we created our Daily Loan product: fast, flexible, and designed to give you financial relief without stress.
At Option Financial Services, we understand that sometimes, petty traders need urgent financial needs to boost their daily business. That’s why we created our Daily Loan product: fast, flexible, and designed to give you financial relief without stress.
A Daily Loan is a short-term loan solution designed for individuals, traders, and micro-businesses who need immediate access to funds and prefer to repay in small, manageable daily installments.
A Daily Loan is a short-term loan solution designed for individuals, traders, and micro-businesses who need immediate access to funds and prefer to repay in small, manageable daily installments.
1. Click the “Apply Now” button below
2. Fill out the simple loan application form
3. Submit your supporting documents
4. Get approved and receive your funds—fast!
Our minimum loan amount is N50,000 and a Maximum amount of N50,000,000. Both depend on the borrower’s repayment capacity assessed based on verifiable business inventory and other criteria.
To access our loan facility, you must have a business, the location must be within our bank’s lending area (Lagos state, Oyo state and Ogun state) and it must have been in existence within a specific period
It doesn’t take longer than it ought to as long as the necessary requirements are adequately met (less than 3 working days).
Our interest rate differs depending on the loan amount. However, it is very competitive
No fee or mandatory account opening is required before you can get a loan from us, just fill the online Application, our Team will contact you
We’re more than just a loan company—we’re a financial partner committed to walking with you every step of the way.
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